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China Banking Corporation (Chinabank) vehicle loan rates and calculator

China Banking Corporation (Chinabank) publishes its minimum down payment and terms but not its interest rates, so the calculator below uses the average of lenders that do.

Source: China Banking Corporation (Chinabank). Last verified .

China Banking Corporation (Chinabank) published terms

China Banking Corporation (Chinabank) loan products and add-on rates
Lender and productMin. down12 mo24 mo36 mo48 mo60 moVerified
China Banking Corporation (Chinabank)Chinabank AutoPlus (brand new)20%on requeston requeston requeston requeston request13 November 2026

Rates are each lender's published add-on rate for the whole term (for example 17.76% over 36 months), for payments in arrears unless noted. “On request” means the lender offers the term but does not publish a rate. Promo rates, your credit standing and the vehicle can change what you are offered.

  • Chinabank AutoPlus (brand new): No rates are published. Minimum down payment derived from the stated loan of up to 80% of the vehicle's selling price for brand-new units (70% of appraised value for pre-owned). The AutoPlus FAQ (https://www.chinabank.ph/loans-faqs-autoplus-application) gives the term only as a range, minimum 12 months up to 60 months for brand new (48 for pre-owned); the yearly steps listed here are an assumption within that range. Payment can be in arrears or one month in advance. The AutoPlus Fees and Charges page showed no fee table when read, and the site's loan calculator is marked as coming soon.

China Banking Corporation (Chinabank) loan calculator

Down payment

₱200,000 down

Estimated monthly payment₱17,402for 60 months
Amount financed
₱800,000
Total interest
₱244,120
Total cost (down payment, instalments and fees)
₱1,244,120
Cash needed up front
₱200,000
Add-on rate for the term
30.51%

Estimate only, not a loan offer. Rate source: Average of Bank of Commerce, Bank of the Philippine Islands (BPI), East West Banking Corporation (EastWest), Metropolitan Bank & Trust Company (Metrobank), Rizal Commercial Banking Corporation (RCBC), Security Bank, verified 13 November 2026. Insurance, registration and chattel mortgage fees are extra unless stated.

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China Banking Corporation (Chinabank)

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