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Philippine Savings Bank (PSBank) vehicle loan rates and calculator

Philippine Savings Bank (PSBank) publishes its minimum down payment and terms but not its interest rates, so the calculator below uses the average of lenders that do.

Source: Philippine Savings Bank (PSBank). Last verified .

Philippine Savings Bank (PSBank) published terms

Philippine Savings Bank (PSBank) loan products and add-on rates
Lender and productMin. down12 mo18 mo24 mo36 mo48 mo60 moVerified
Philippine Savings Bank (PSBank)PSBank Auto Loan with Prime Rebate20%on requeston requeston requeston requeston requeston request13 November 2026

Rates are each lender's published add-on rate for the whole term (for example 17.76% over 36 months), for payments in arrears unless noted. “On request” means the lender offers the term but does not publish a rate. Promo rates, your credit standing and the vehicle can change what you are offered.

  • PSBank Auto Loan with Prime Rebate: Booking fees: chattel mortgage fees, insurance and other charges (Registry of Deeds registration fee and LTO encumbrance fee for out-of-town units); amounts not published. No rates are published: the page says the interest rate is 'based on prevailing interest rate at time of loan booking'. Minimum loan PHP 300,000, terms 'flexible between 12 to 60 monthly amortizations'. The minimum down payment (20% of the selling price) and the selectable terms (12, 18, 24, 36, 48, 60 months) come from the bank's own online amortization calculator at https://www.psbank.com.ph/psbank-online-loan-amortization-calculator/AutoLoan/Calculator. Advance or excess payments earn a Prime Rebate. The site refuses plain automated requests (HTTP 403), so both pages were read through a rendered browser session.

Philippine Savings Bank (PSBank) loan calculator

Down payment

₱200,000 down

Estimated monthly payment₱17,402for 60 months
Amount financed
₱800,000
Total interest
₱244,120
Total cost (down payment, instalments and fees)
₱1,244,120
Cash needed up front
₱200,000
Add-on rate for the term
30.51%

Estimate only, not a loan offer. Rate source: Average of Bank of Commerce, Bank of the Philippine Islands (BPI), East West Banking Corporation (EastWest), Metropolitan Bank & Trust Company (Metrobank), Rizal Commercial Banking Corporation (RCBC), Security Bank, verified 13 November 2026. Insurance, registration and chattel mortgage fees are extra unless stated.

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Philippine Savings Bank (PSBank)

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