Photo: BMW AG (bmw.com.au), via bmw.com.au.
Mid-size luxury SUV (48V mild hybrid)
The BMW X3 (G45) is a mid-size luxury SUV (48V mild hybrid), sold in the Philippines by SMC Asia Car Distributors Corp. Its suggested retail price is at ₱3,998,000, last verified on 14 November 2026. With a 20% down payment of ₱799,600, the estimated monthly instalment starts at ₱69,573 over 60 months.
Source: SMC Asia Car Distributors Corp. Last verified .
By starting price the BMW X3 is the 127th least expensive of 176 SUVs and crossovers in our catalogue, which puts it in the upper third of the category (the range runs from ₱698,000 to ₱32,490,000). Its output of 208 PS is close to the category median of 208 PS. Shoppers looking at this SUV usually also consider the Hyundai Palisade, Mazda CX-90, Subaru Evoltis and Mercedes-Benz GLA. Of those, the Subaru Evoltis is the least expensive at ₱3,780,000 and the MINI Countryman the most expensive at ₱4,299,000.
| Variant | Transmission | SRP | Est. monthly |
|---|---|---|---|
| 20 xDrive xLine8-speed AT | 8-speed AT | ₱3,998,000 | ₱69,573 |
Prices are the distributor's suggested retail prices as of the verified date and may differ at dealers. Registration, insurance and other fees are not included unless stated.
BMW PH's Season of Joy offer takes P100,000 off the X3 20 xDrive xLine, for a net price of P3,998,000 at participating dealers. The promo table quotes a P4,098,000 SRP, while the November 2026 price list already shows P3,998,000.
Valid until 31 December 2026. Official promo details
For the 20 xDrive xLine at ₱3,998,000. Monthly amounts by down payment and term, at the average of lenders' published rates.
| Down payment | 12 months | 24 months | 36 months | 48 months | 60 months |
|---|---|---|---|---|---|
| 10%₱399,800 | ₱317,802 | ₱167,482 | ₱117,473 | ₱92,809 | ₱78,269 |
| 20%₱799,600 | ₱282,490 | ₱148,873 | ₱104,421 | ₱82,497 | ₱69,573 |
| 30%₱1,199,400 | ₱247,179 | ₱130,264 | ₱91,368 | ₱72,185 | ₱60,876 |
| 50%₱1,999,000 | ₱176,557 | ₱93,046 | ₱65,263 | ₱51,561 | ₱43,483 |
Monthly figures are estimates, not loan offers. They use the published rates of 6 lenders as of 13 November 2026. Your rate, fees and approval depend on the lender or dealer.
| Engine and performance | |
|---|---|
| Engine | 2.0L TwinPower Turbo inline-4 petrol, 48V mild hybrid |
| Displacement | 1998 cc |
| Max power | 208 PS |
| Max torque | 330 Nm |
| Dimensions and weight | |
| Length | 4755 mm |
| Width | 1920 mm |
| Height | 1660 mm |
| Wheelbase | 2865 mm |
Closest alternatives by type, price and size.
BMW has 6 listed dealers and service outlets in the Philippines. Find the nearest BMW dealer, or send a request below.
The BMW X3 has a suggested retail price of ₱3,998,000, according to SMC Asia Car Distributors Corp. as of 14 November 2026. Dealer prices and available units may differ.
With a 20% downpayment of ₱799,600 on the ₱3,998,000 base price, the estimated monthly installment is ₱69,573 for 60 months. This uses the published rates of 6 lenders as of 13 November 2026 and is an estimate, not an offer. Your actual terms depend on the lender or dealer.
The BMW X3 has a 1,998 cc engine (2.0L TwinPower Turbo inline-4 petrol, 48V mild hybrid). It produces 208 PS and 330 Nm of torque.
The BMW X3 seats 5.
The BMW X3 is offered with automatic transmission only in the Philippines (8-speed AT).
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X3 from ₱3,998,000
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