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Lexus GX downpayment and monthly installment 2026

With a 20% downpayment of ₱1,575,600, the Lexus GX GX 550 Overtrail (₱7,878,000) works out to about ₱137,091 a month for 60 months. The table shows other downpayment and term combinations.

Source: Lexus Manila, Inc. Last verified .

Monthly installment by downpayment and term

GX 550 Overtrail variant, ₱7,878,000. Average of lenders' published rates.

Lexus GX monthly installment by downpayment and term
Down payment12 months24 months36 months48 months60 months
10%₱787,800₱626,223₱330,020₱231,479₱182,879₱154,228
20%₱1,575,600₱556,642₱293,351₱205,759₱162,559₱137,091
30%₱2,363,400₱487,062₱256,682₱180,039₱142,239₱119,955
50%₱3,939,000₱347,902₱183,345₱128,599₱101,600₱85,682

Monthly figures are estimates, not loan offers. They use the published rates of 6 lenders as of 13 November 2026. Your rate, fees and approval depend on the lender or dealer.

Monthly by variant

At 20% down. Terms follow the longest one lenders publish for each variant.

Lexus GX estimated monthly installment by variant
VariantSRPEst. monthly
GX 550 Overtrail10-speed AT₱7,878,000₱137,091
GX 550 Premier10-speed AT₱8,858,000₱154,145

Lender comparison

Estimated monthly for the GX 550 Overtrail over 60 months, lender by lender. Where a lender requires a higher minimum down payment, that minimum is used.

Estimated monthly payment by lender at 20% down over 60 months
LenderDown paymentMonthly
Bank of CommerceBankCom Auto Loan (brand new)₱1,575,60020%₱133,969
East West Banking Corporation (EastWest)EastWest Auto Loan (brand new)₱1,575,60020%₱136,805
Metropolitan Bank & Trust Company (Metrobank)Metrobank Car Loan₱1,575,60020%₱136,826
Bank of the Philippine Islands (BPI)BPI Auto Loan (Passenger Car, brand new)₱1,575,60020%₱137,613
Rizal Commercial Banking Corporation (RCBC)RCBC Auto Loan Plus (brand new, free car insurance)₱1,575,60020%₱137,613
Rizal Commercial Banking Corporation (RCBC)RCBC Regular Auto Loan (brand new)₱1,575,60020%₱137,613
Security BankSecurity Bank Car Loan (brand new)₱1,575,60020%₱139,200
China Banking Corporation (Chinabank)Chinabank AutoPlus (brand new)₱1,575,60020%Rate not published
Philippine Savings Bank (PSBank)PSBank Auto Loan with Prime Rebate₱1,575,60020%Rate not published

GX loan calculator

Change the price, down payment, term or lender to see your own numbers.

Down payment

₱1,575,600 down

Estimated monthly payment₱137,091for 60 months
Amount financed
₱6,302,400
Total interest
₱1,923,060
Total cost (down payment, instalments and fees)
₱9,801,060
Cash needed up front
₱1,575,600
Add-on rate for the term
30.51%

Estimate only, not a loan offer. Rate source: Average of Bank of Commerce, Bank of the Philippine Islands (BPI), East West Banking Corporation (EastWest), Metropolitan Bank & Trust Company (Metrobank), Rizal Commercial Banking Corporation (RCBC), Security Bank, verified 13 November 2026. Insurance, registration and chattel mortgage fees are extra unless stated.

Questions and answers

How much is the Lexus GX in the Philippines?

The Lexus GX starts at ₱7,878,000 for the GX 550 Overtrail and goes up to ₱8,858,000 for the GX 550 Premier. These are suggested retail prices from Lexus Manila, Inc. as of 14 November 2026; dealer prices may differ.

How much is the downpayment and monthly installment for the Lexus GX?

With a 20% downpayment of ₱1,575,600 on the ₱7,878,000 base price, the estimated monthly installment is ₱137,091 for 60 months. This uses the published rates of 6 lenders as of 13 November 2026 and is an estimate, not an offer. Your actual terms depend on the lender or dealer.

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About ₱137,091 a month

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