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Mazda MX-5 downpayment and monthly installment 2026

With a 20% downpayment of ₱476,000, the Mazda MX-5 2.0L MT Black Top Black Leather (₱2,380,000) works out to about ₱41,417 a month for 60 months. The table shows other downpayment and term combinations.

Source: Bermaz Auto Philippines (Mazda Philippines). Last verified .

Monthly installment by downpayment and term

2.0L MT Black Top Black Leather variant, ₱2,380,000. Average of lenders' published rates.

Mazda MX-5 monthly installment by downpayment and term
Down payment12 months24 months36 months48 months60 months
10%₱238,000₱189,187₱99,702₱69,932₱55,249₱46,594
20%₱476,000₱168,166₱88,624₱62,162₱49,111₱41,417
30%₱714,000₱147,145₱77,546₱54,391₱42,972₱36,240
50%₱1,190,000₱105,104₱55,390₱38,851₱30,694₱25,886

Monthly figures are estimates, not loan offers. They use the published rates of 6 lenders as of 13 November 2026. Your rate, fees and approval depend on the lender or dealer.

Monthly by variant

At 20% down. Terms follow the longest one lenders publish for each variant.

Mazda MX-5 estimated monthly installment by variant
VariantSRPEst. monthly
2.0L MT Black Top Black Leather6-speed MT₱2,380,000₱41,417
2.0L AT Black Top Black Leather6-speed AT₱2,430,000₱42,287
2.0L MT Tan Top Tan Nappa Leather6-speed MT₱2,480,000₱43,157
2.0L AT Tan Top Tan Nappa Leather6-speed AT₱2,530,000₱44,027

Lender comparison

Estimated monthly for the 2.0L MT Black Top Black Leather over 60 months, lender by lender. Where a lender requires a higher minimum down payment, that minimum is used.

Estimated monthly payment by lender at 20% down over 60 months
LenderDown paymentMonthly
Bank of CommerceBankCom Auto Loan (brand new)₱476,00020%₱40,473
East West Banking Corporation (EastWest)EastWest Auto Loan (brand new)₱476,00020%₱41,330
Metropolitan Bank & Trust Company (Metrobank)Metrobank Car Loan₱476,00020%₱41,336
Bank of the Philippine Islands (BPI)BPI Auto Loan (Passenger Car, brand new)₱476,00020%₱41,574
Rizal Commercial Banking Corporation (RCBC)RCBC Auto Loan Plus (brand new, free car insurance)₱476,00020%₱41,574
Rizal Commercial Banking Corporation (RCBC)RCBC Regular Auto Loan (brand new)₱476,00020%₱41,574
Security BankSecurity Bank Car Loan (brand new)₱476,00020%₱42,054
China Banking Corporation (Chinabank)Chinabank AutoPlus (brand new)₱476,00020%Rate not published
Philippine Savings Bank (PSBank)PSBank Auto Loan with Prime Rebate₱476,00020%Rate not published

MX-5 loan calculator

Change the price, down payment, term or lender to see your own numbers.

Down payment

₱476,000 down

Estimated monthly payment₱41,417for 60 months
Amount financed
₱1,904,000
Total interest
₱581,020
Total cost (down payment, instalments and fees)
₱2,961,020
Cash needed up front
₱476,000
Add-on rate for the term
30.51%

Estimate only, not a loan offer. Rate source: Average of Bank of Commerce, Bank of the Philippine Islands (BPI), East West Banking Corporation (EastWest), Metropolitan Bank & Trust Company (Metrobank), Rizal Commercial Banking Corporation (RCBC), Security Bank, verified 13 November 2026. Insurance, registration and chattel mortgage fees are extra unless stated.

Questions and answers

How much is the Mazda MX-5 in the Philippines?

The Mazda MX-5 starts at ₱2,380,000 for the 2.0L MT Black Top Black Leather and goes up to ₱2,530,000 for the 2.0L AT Tan Top Tan Nappa Leather. These are suggested retail prices from Bermaz Auto Philippines (Mazda Philippines) as of 13 November 2026; dealer prices may differ.

How much is the downpayment and monthly installment for the Mazda MX-5?

With a 20% downpayment of ₱476,000 on the ₱2,380,000 base price, the estimated monthly installment is ₱41,417 for 60 months. This uses the published rates of 6 lenders as of 13 November 2026 and is an estimate, not an offer. Your actual terms depend on the lender or dealer.

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About ₱41,417 a month

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