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Toyota RAV4 downpayment and monthly installment 2026

With a 20% downpayment of ₱445,400, the Toyota RAV4 2.5 Adventure HEV CVT (₱2,227,000) works out to about ₱38,754 a month for 60 months. The table shows other downpayment and term combinations.

Source: Toyota Motor Philippines Corporation. Last verified .

Monthly installment by downpayment and term

2.5 Adventure HEV CVT variant, ₱2,227,000. Average of lenders' published rates.

Toyota RAV4 monthly installment by downpayment and term
Down payment12 months24 months36 months48 months60 months
10%₱222,700₱177,025₱93,292₱65,436₱51,698₱43,598
20%₱445,400₱157,355₱82,927₱58,165₱45,954₱38,754
30%₱668,100₱137,686₱72,561₱50,895₱40,209₱33,910
50%₱1,113,500₱98,347₱51,829₱36,354₱28,721₱24,222

Monthly figures are estimates, not loan offers. They use the published rates of 6 lenders as of 13 November 2026. Your rate, fees and approval depend on the lender or dealer.

Monthly by variant

At 20% down. Terms follow the longest one lenders publish for each variant.

Toyota RAV4 estimated monthly installment by variant
VariantSRPEst. monthly
2.5 Adventure HEV CVTe-CVT₱2,227,000₱38,754
2.5 Limited HEV CVTe-CVT₱2,549,000₱44,357

Lender comparison

Estimated monthly for the 2.5 Adventure HEV CVT over 60 months, lender by lender. Where a lender requires a higher minimum down payment, that minimum is used.

Estimated monthly payment by lender at 20% down over 60 months
LenderDown paymentMonthly
Bank of CommerceBankCom Auto Loan (brand new)₱445,40020%₱37,871
East West Banking Corporation (EastWest)EastWest Auto Loan (brand new)₱445,40020%₱38,673
Metropolitan Bank & Trust Company (Metrobank)Metrobank Car Loan₱445,40020%₱38,679
Bank of the Philippine Islands (BPI)BPI Auto Loan (Passenger Car, brand new)₱445,40020%₱38,902
Rizal Commercial Banking Corporation (RCBC)RCBC Auto Loan Plus (brand new, free car insurance)₱445,40020%₱38,902
Rizal Commercial Banking Corporation (RCBC)RCBC Regular Auto Loan (brand new)₱445,40020%₱38,902
Security BankSecurity Bank Car Loan (brand new)₱445,40020%₱39,350
China Banking Corporation (Chinabank)Chinabank AutoPlus (brand new)₱445,40020%Rate not published
Philippine Savings Bank (PSBank)PSBank Auto Loan with Prime Rebate₱445,40020%Rate not published

RAV4 loan calculator

Change the price, down payment, term or lender to see your own numbers.

Down payment

₱445,400 down

Estimated monthly payment₱38,754for 60 months
Amount financed
₱1,781,600
Total interest
₱543,640
Total cost (down payment, instalments and fees)
₱2,770,640
Cash needed up front
₱445,400
Add-on rate for the term
30.51%

Estimate only, not a loan offer. Rate source: Average of Bank of Commerce, Bank of the Philippine Islands (BPI), East West Banking Corporation (EastWest), Metropolitan Bank & Trust Company (Metrobank), Rizal Commercial Banking Corporation (RCBC), Security Bank, verified 13 November 2026. Insurance, registration and chattel mortgage fees are extra unless stated.

Questions and answers

How much is the Toyota RAV4 in the Philippines?

The Toyota RAV4 starts at ₱2,227,000 for the 2.5 Adventure HEV CVT and goes up to ₱2,549,000 for the 2.5 Limited HEV CVT. These are suggested retail prices from Toyota Motor Philippines Corporation as of 13 November 2026; dealer prices may differ.

How much is the downpayment and monthly installment for the Toyota RAV4?

With a 20% downpayment of ₱445,400 on the ₱2,227,000 base price, the estimated monthly installment is ₱38,754 for 60 months. This uses the published rates of 6 lenders as of 13 November 2026 and is an estimate, not an offer. Your actual terms depend on the lender or dealer.

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About ₱38,754 a month

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